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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,106 | $90,606-76.7% | $79,466-73.4% | $135,379-84.4% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -13.06% | 977.69%-990.7pp | 718.28%-731.3pp | 519.79%-532.8pp |
| Employer contribution / active EE | $2,783 | $3,068-9.3% | $2,800-0.6% | $4,779-41.8% |
| Participant deferral / active EE | $4,683 | $4,050+15.6% | $3,704+26.4% | $5,609-16.5% |
| Admin fee / account holder | $10,423 | $5,895+76.8% | $5,104+104.2% | $10,828-3.7% |