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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP8+ years Service code 12 · EIN 93-1253576 | Recordkeeping and information managem... | $50,914 |
IMA WEALTH INC7 years Filed as: IMA WEALTH, INC. Service code 27 · EIN 48-1233289 | Advisory (Plan) | $25,431 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,381 | $55,446-9.1% | $155,574-67.6% | $74,429-32.3% |
| Participation rate | 86.6% | 61.9%+24.7pp | 78.2%+8.4pp | 67.2%+19.4pp |
| Annual return | 10.73% | 269.20%-258.5pp | 64.87%-54.1pp | 1368.38%-1357.7pp |
| Employer contribution / active EE | $2,513 | $2,266+10.9% | $4,676-46.3% | $2,625-4.3% |
| Participant deferral / active EE | $3,565 | $2,836+25.7% | $5,629-36.7% | $4,348-18.0% |
| Admin fee / account holder | $474 | $1,743-72.8% | $15,914-97.0% | $1,944-75.6% |