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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,213 | $91,037-65.7% | $71,671-56.5% | $147,585-78.9% |
| Participation rate | 27.8% | 76.1%-48.3pp | 68.7%-41.0pp | 82.8%-55.1pp |
| Annual return | 17.08% | 20.48%-3.4pp | 20.65%-3.6pp | 578.58%-561.5pp |
| Employer contribution / active EE | $775 | $3,327-76.7% | $2,460-68.5% | $4,876-84.1% |
| Participant deferral / active EE | $2,174 | $4,498-51.7% | $3,438-36.8% | $5,439-60.0% |
| Admin fee / account holder | $0 | $8,613-100.0% | $5,558-100.0% | $10,886-100.0% |