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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,717 | $54,757-93.2% | $90,304-95.9% | $72,975-94.9% |
| Participation rate | 47.1% | 65.2%-18.1pp | 73.3%-26.2pp | 69.5%-22.4pp |
| Annual return | 112.27% | 30.63%+81.6pp | 78.13%+34.1pp | 81.01%+31.3pp |
| Employer contribution / active EE | $411 | $2,093-80.4% | $2,855-85.6% | $2,440-83.1% |
| Participant deferral / active EE | $928 | $2,887-67.9% | $3,885-76.1% | $3,608-74.3% |
| Admin fee / account holder | $179 | $3,973-95.5% | $5,354-96.7% | $5,124-96.5% |