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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,243 | $190,879-42.8% | $160,009-31.7% | $134,532-18.8% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.0%-28.0pp | 81.2%-31.2pp |
| Annual return | 5.41% | 552.63%-547.2pp | 408.85%-403.4pp | 418.27%-412.9pp |
| Employer contribution / active EE | $653 | $4,995-86.9% | $4,225-84.6% | $4,741-86.2% |
| Participant deferral / active EE | $2,250 | $6,924-67.5% | $6,183-63.6% | $6,401-64.8% |
| Admin fee / account holder | $53,854 | $10,495+413.2% | $8,715+518.0% | $11,429+371.2% |