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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,546 | $150,447+119.7% | $136,298+142.5% | $147,586+124.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 14.77% | 1049.15%-1034.4pp | 5156.27%-5141.5pp | 578.59%-563.8pp |
| Employer contribution / active EE | $26,843 | $5,256+410.7% | $4,696+471.7% | $4,876+450.5% |
| Participant deferral / active EE | $15,498 | $6,631+133.7% | $6,247+148.1% | $5,439+185.0% |
| Admin fee / account holder | $6,579 | $10,906-39.7% | $9,244-28.8% | $10,886-39.6% |