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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,404 | $150,447-89.1% | $136,298-88.0% | $147,586-88.9% |
| Participation rate | 60.0% | 84.4%-24.4pp | 81.9%-21.9pp | 82.8%-22.8pp |
| Annual return | 34.13% | 1049.15%-1015.0pp | 5156.27%-5122.1pp | 578.59%-544.5pp |
| Employer contribution / active EE | $4,319 | $5,256-17.8% | $4,696-8.0% | $4,876-11.4% |
| Participant deferral / active EE | $6,568 | $6,631-0.9% | $6,247+5.1% | $5,439+20.8% |
| Admin fee / account holder | $201 | $10,906-98.2% | $9,244-97.8% | $10,886-98.2% |