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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,172 | $104,251+126.5% | $91,004+159.5% | $147,585+60.0% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.6%+24.4pp | 82.8%+17.2pp |
| Annual return | 10.53% | 27.06%-16.5pp | 4.60%+5.9pp | 578.58%-568.1pp |
| Employer contribution / active EE | $22,067 | $3,116+608.3% | $2,456+798.6% | $4,876+352.5% |
| Participant deferral / active EE | $10,833 | $4,195+158.2% | $3,548+205.4% | $5,439+99.2% |
| Admin fee / account holder | $2,502 | $8,948-72.0% | $5,417-53.8% | $10,886-77.0% |