Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,242 | $32,425+11.8% | $74,577-51.4% | $55,167-34.3% |
| Participation rate | 60.9% | 54.0%+6.9pp | 68.1%-7.2pp | 69.0%-8.1pp |
| Annual return | 7.13% | 10.63%-3.5pp | 20.47%-13.3pp | 169.23%-162.1pp |
| Employer contribution / active EE | $972 | $1,043-6.9% | $2,525-61.5% | $1,963-50.5% |
| Participant deferral / active EE | $2,073 | $1,995+3.9% | $3,458-40.1% | $3,054-32.1% |
| Admin fee / account holder | $349 | $748-53.4% | $4,138-91.6% | $504-30.7% |