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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,419 | $165,399-59.2% | $149,745-55.0% | $158,982-57.6% |
| Participation rate | 70.0% | 84.6%-14.6pp | 82.5%-12.5pp | 82.0%-12.0pp |
| Annual return | 8.66% | 348.34%-339.7pp | 276.72%-268.1pp | 302.99%-294.3pp |
| Employer contribution / active EE | $3,462 | $5,105-32.2% | $4,646-25.5% | $4,763-27.3% |
| Participant deferral / active EE | $10,171 | $7,183+41.6% | $6,843+48.6% | $5,983+70.0% |
| Admin fee / account holder | $1,510 | $10,811-86.0% | $9,312-83.8% | $11,252-86.6% |