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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,855 | $160,040-35.7% | $147,096-30.1% | $145,877-29.5% |
| Participation rate | 76.5% | 84.0%-7.6pp | 82.2%-5.7pp | 80.3%-3.8pp |
| Annual return | 9.23% | 98.49%-89.3pp | 419.75%-410.5pp | 551.28%-542.1pp |
| Employer contribution / active EE | $4,032 | $5,289-23.8% | $4,936-18.3% | $4,663-13.5% |
| Participant deferral / active EE | $9,716 | $8,429+15.3% | $8,071+20.4% | $6,691+45.2% |
| Admin fee / account holder | $1,711 | $15,050-88.6% | $13,005-86.8% | $13,402-87.2% |