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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,683 | $88,754-54.2% | $81,820-50.3% | $145,877-72.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 15.54% | 1031.77%-1016.2pp | 777.93%-762.4pp | 551.28%-535.7pp |
| Employer contribution / active EE | $3,589 | $3,085+16.3% | $2,915+23.1% | $4,663-23.0% |
| Participant deferral / active EE | $6,054 | $4,648+30.3% | $4,323+40.0% | $6,691-9.5% |
| Admin fee / account holder | $1,197 | $8,424-85.8% | $7,391-83.8% | $13,402-91.1% |