Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,278 | $95,762-82.0% | $379,746-95.5% | $79,856-78.4% |
| Participation rate | 43.9% | 74.0%-30.0pp | 78.4%-34.5pp | 69.6%-25.7pp |
| Annual return | 27.92% | 18.26%+9.7pp | 34.90%-7.0pp | 31.71%-3.8pp |
| Employer contribution / active EE | $0 | $2,695-100.0% | $3,540-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $3,922 | $4,705-16.7% | $6,024-34.9% | $3,741+4.8% |
| Admin fee / account holder | $1,113 | $6,745-83.5% | $7,927-86.0% | $5,306-79.0% |