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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,183 | $46,877-65.5% | $122,354-86.8% | $70,126-76.9% |
| Participation rate | 72.4% | 58.2%+14.2pp | 71.6%+0.8pp | 69.5%+2.9pp |
| Annual return | 15.05% | 24.22%-9.2pp | 30.28%-15.2pp | 73.15%-58.1pp |
| Employer contribution / active EE | $684 | $1,288-46.9% | $4,051-83.1% | $2,343-70.8% |
| Participant deferral / active EE | $1,169 | $2,167-46.1% | $3,287-64.4% | $3,332-64.9% |
| Admin fee / account holder | $450 | $3,324-86.4% | $5,479-91.8% | $4,645-90.3% |