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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,655 | $92,219-14.7% | $76,767+2.5% | $135,380-41.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -7.58% | 5.46%-13.0pp | 2.43%-10.0pp | 519.81%-527.4pp |
| Employer contribution / active EE | $9,392 | $3,216+192.1% | $2,485+277.9% | $4,779+96.5% |
| Participant deferral / active EE | $7,481 | $4,508+65.9% | $3,852+94.2% | $5,609+33.4% |
| Admin fee / account holder | $929 | $10,749-91.4% | $6,675-86.1% | $10,828-91.4% |