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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,725 | $136,860+125.6% | $120,344+156.5% | $154,746+99.5% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 18.75% | 21.38%-2.6pp | 20.30%-1.6pp | 172.34%-153.6pp |
| Employer contribution / active EE | $2,518 | $3,533-28.7% | $3,020-16.6% | $4,379-42.5% |
| Participant deferral / active EE | $10,162 | $5,793+75.4% | $5,135+97.9% | $6,730+51.0% |
| Admin fee / account holder | $6,769 | $15,393-56.0% | $12,742-46.9% | $14,365-52.9% |