Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,196 | $94,031-69.0% | $115,768-74.8% | $82,448-64.6% |
| Participation rate | 60.9% | 70.4%-9.5pp | 74.4%-13.5pp | 68.1%-7.2pp |
| Annual return | 19.59% | 20.61%-1.0pp | 100.46%-80.9pp | 41.64%-22.0pp |
| Employer contribution / active EE | $1,274 | $2,323-45.2% | $2,940-56.7% | $2,551-50.0% |
| Participant deferral / active EE | $2,268 | $3,972-42.9% | $4,917-53.9% | $4,139-45.2% |
| Admin fee / account holder | $2,312 | $10,249-77.4% | $12,439-81.4% | $7,234-68.0% |