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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,639 | $185,312-70.5% | $161,489-66.2% | $154,746-64.7% |
| Participation rate | 57.1% | 82.5%-25.3pp | 78.7%-21.6pp | 80.7%-23.6pp |
| Annual return | 20.39% | 103.84%-83.4pp | 89.72%-69.3pp | 172.34%-151.9pp |
| Employer contribution / active EE | $1,625 | $4,769-65.9% | $4,268-61.9% | $4,379-62.9% |
| Participant deferral / active EE | $4,163 | $6,350-34.4% | $5,630-26.0% | $6,730-38.1% |
| Admin fee / account holder | $8,168 | $18,654-56.2% | $16,006-49.0% | $14,365-43.1% |