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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,042 | $156,398-58.4% | $147,318-55.8% | $138,895-53.2% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 79.9%+0.1pp |
| Annual return | 19.06% | 78.75%-59.7pp | 70.43%-51.4pp | 145.39%-126.3pp |
| Employer contribution / active EE | $3,318 | $4,853-31.6% | $4,593-27.7% | $4,194-20.9% |
| Participant deferral / active EE | $10,971 | $8,237+33.2% | $7,906+38.8% | $6,396+71.5% |
| Admin fee / account holder | $1,450 | $14,976-90.3% | $13,708-89.4% | $12,562-88.5% |