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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,127 | $72,269-36.2% | $101,271-54.5% | $79,852-42.2% |
| Participation rate | 92.9% | 68.5%+24.4pp | 75.8%+17.1pp | 69.6%+23.2pp |
| Annual return | 14.42% | 22.29%-7.9pp | 46.48%-32.1pp | 31.72%-17.3pp |
| Employer contribution / active EE | $2,455 | $2,692-8.8% | $3,660-32.9% | $2,471-0.7% |
| Participant deferral / active EE | $3,892 | $3,282+18.6% | $4,371-11.0% | $3,740+4.0% |
| Admin fee / account holder | $3,409 | $4,401-22.5% | $5,948-42.7% | $5,306-35.7% |