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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,751 | $59,116-36.1% | $86,438-56.3% | $68,486-44.9% |
| Participation rate | 29.7% | 75.2%-45.5pp | 80.3%-50.6pp | 67.9%-38.2pp |
| Annual return | 19.19% | -0.23%+19.4pp | 4397.19%-4378.0pp | -7.85%+27.0pp |
| Employer contribution / active EE | $0 | $2,519-100.0% | $3,769-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,980 | $5,902-32.6% | $6,952-42.7% | $4,028-1.2% |
| Admin fee / account holder | $4,139 | $5,639-26.6% | $6,733-38.5% | $5,404-23.4% |