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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,300 | $77,472-53.1% | $100,415-63.8% | $80,959-55.2% |
| Participation rate | 37.7% | 76.9%-39.3pp | 81.5%-43.8pp | 67.7%-30.0pp |
| Annual return | 12.89% | 37.26%-24.4pp | 49.47%-36.6pp | 35.67%-22.8pp |
| Employer contribution / active EE | $1,375 | $2,800-50.9% | $3,943-65.1% | $2,757-50.1% |
| Participant deferral / active EE | $3,103 | $6,818-54.5% | $8,091-61.6% | $4,300-27.8% |
| Admin fee / account holder | $9,069 | $5,885+54.1% | $7,906+14.7% | $6,925+31.0% |