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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,773 | $124,330-50.3% | $109,173-43.4% | $167,536-63.1% |
| Participation rate | 80.0% | 79.5%+0.5pp | 75.9%+4.1pp | 82.1%-2.1pp |
| Annual return | 34.01% | 26.04%+8.0pp | 25.75%+8.3pp | 478.82%-444.8pp |
| Employer contribution / active EE | $2,321 | $4,209-44.9% | $3,723-37.6% | $4,839-52.0% |
| Participant deferral / active EE | $11,728 | $5,256+123.1% | $4,654+152.0% | $6,342+84.9% |
| Admin fee / account holder | $614 | $7,974-92.3% | $6,755-90.9% | $12,315-95.0% |