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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,923 | $111,814+17.1% | $103,374+26.6% | $145,959-10.3% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 16.39% | 24.77%-8.4pp | 24.89%-8.5pp | 561.95%-545.6pp |
| Employer contribution / active EE | $1,850 | $4,214-56.1% | $3,869-52.2% | $4,661-60.3% |
| Participant deferral / active EE | $11,197 | $5,618+99.3% | $5,058+121.4% | $6,689+67.4% |
| Admin fee / account holder | $1,480 | $9,754-84.8% | $8,394-82.4% | $13,398-89.0% |