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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,923 | $110,410+18.6% | $102,437+27.8% | $145,897-10.3% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 16.39% | 24.85%-8.5pp | 24.95%-8.6pp | 552.29%-535.9pp |
| Employer contribution / active EE | $1,850 | $4,217-56.1% | $3,871-52.2% | $4,663-60.3% |
| Participant deferral / active EE | $11,197 | $5,622+99.2% | $5,060+121.3% | $6,689+67.4% |
| Admin fee / account holder | $1,480 | $9,745-84.8% | $8,388-82.4% | $13,390-88.9% |