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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,476 | $106,864-1.3% | $147,318-28.4% | $82,637+27.6% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 13.88% | 27.49%-13.6pp | 70.43%-56.6pp | 53.51%-39.6pp |
| Employer contribution / active EE | $7,701 | $3,417+125.4% | $4,593+67.7% | $2,552+201.7% |
| Participant deferral / active EE | $9,799 | $6,496+50.9% | $7,906+23.9% | $4,126+137.5% |
| Admin fee / account holder | $6,695 | $8,415-20.4% | $13,708-51.2% | $7,339-8.8% |