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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,476 | $106,749-1.2% | $145,433-27.5% | $82,448+27.9% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 13.88% | 27.59%-13.7pp | 66.58%-52.7pp | 41.64%-27.8pp |
| Employer contribution / active EE | $7,701 | $3,444+123.6% | $4,554+69.1% | $2,551+201.9% |
| Participant deferral / active EE | $9,799 | $6,519+50.3% | $7,897+24.1% | $4,139+136.7% |
| Admin fee / account holder | $6,695 | $8,390-20.2% | $13,129-49.0% | $7,234-7.5% |