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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,511 | $93,345-81.2% | $119,126-85.3% | $87,485-80.0% |
| Participation rate | 97.6% | 68.7%+28.8pp | 75.8%+21.8pp | 68.9%+28.6pp |
| Annual return | 5.35% | 19.08%-13.7pp | 282.11%-276.8pp | 26.06%-20.7pp |
| Employer contribution / active EE | $5,164 | $3,172+62.8% | $4,034+28.0% | $2,596+98.9% |
| Participant deferral / active EE | $0 | $4,099-100.0% | $5,318-100.0% | $4,274-100.0% |
| Admin fee / account holder | $2,476 | $8,039-69.2% | $10,693-76.8% | $7,775-68.2% |