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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,671 | $91,911-69.9% | $68,612-59.7% | $135,379-79.6% |
| Participation rate | 66.7% | 76.7%-10.1pp | 72.2%-5.6pp | 82.6%-16.0pp |
| Annual return | -8.69% | -8.22%-0.5pp | -4.63%-4.1pp | 519.79%-528.5pp |
| Employer contribution / active EE | $1,410 | $3,924-64.1% | $2,625-46.3% | $4,779-70.5% |
| Participant deferral / active EE | $3,864 | $4,315-10.4% | $3,311+16.7% | $5,609-31.1% |
| Admin fee / account holder | $412 | $9,240-95.5% | $5,131-92.0% | $10,828-96.2% |