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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,185 | $217,432-34.6% | $185,851-23.5% | $167,553-15.1% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.67% | 148.43%-133.8pp | 122.11%-107.4pp | 478.89%-464.2pp |
| Employer contribution / active EE | $2,555 | $5,874-56.5% | $5,168-50.6% | $4,840-47.2% |
| Participant deferral / active EE | $6,283 | $6,357-1.2% | $5,569+12.8% | $6,343-0.9% |
| Admin fee / account holder | $972 | $19,820-95.1% | $16,245-94.0% | $12,316-92.1% |