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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,394 | $185,312+25.9% | $161,489+44.5% | $154,746+50.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 18.76% | 103.84%-85.1pp | 89.72%-71.0pp | 172.34%-153.6pp |
| Employer contribution / active EE | $2,674 | $4,769-43.9% | $4,268-37.4% | $4,379-38.9% |
| Participant deferral / active EE | $10,376 | $6,350+63.4% | $5,630+84.3% | $6,730+54.2% |
| Admin fee / account holder | $4,896 | $18,654-73.8% | $16,006-69.4% | $14,365-65.9% |