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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,531 | $41,377-62.5% | $109,313-85.8% | $62,881-75.3% |
| Participation rate | 85.2% | 57.5%+27.6pp | 71.3%+13.9pp | 69.3%+15.9pp |
| Annual return | 10.62% | 11.05%-0.4pp | 22.07%-11.4pp | 20.14%-9.5pp |
| Employer contribution / active EE | $1,943 | $1,276+52.2% | $3,892-50.1% | $2,281-14.8% |
| Participant deferral / active EE | $3,345 | $2,045+63.6% | $3,166+5.6% | $3,203+4.4% |
| Admin fee / account holder | $548 | $2,884-81.0% | $5,666-90.3% | $4,296-87.2% |