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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,398 | $53,063+10.1% | $124,206-53.0% | $82,637-29.3% |
| Participation rate | 59.4% | 58.4%+1.0pp | 69.6%-10.2pp | 68.1%-8.7pp |
| Annual return | 24.32% | 68.87%-44.6pp | 515.27%-491.0pp | 53.51%-29.2pp |
| Employer contribution / active EE | $2,109 | $1,530+37.8% | $3,540-40.4% | $2,552-17.4% |
| Participant deferral / active EE | $4,331 | $2,644+63.8% | $3,968+9.2% | $4,126+5.0% |
| Admin fee / account holder | $1,291 | $4,281-69.9% | $5,929-78.2% | $7,339-82.4% |