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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $46,425 |
ASCENSUS LLC1 year Filed as: DWC ERISA CONSULTANTS, LLC Service code 13 · EIN 26-2091417 | Contract Administrator | $18,208 |
Filed as: AMERIPRISE FINANCIAL SVCS INC - 205 Service code 49 | Other Services | $6,877 |
Service code 49 · EIN 41-0973005 | Other Services | $0 |
Service code 37 · EIN 04-2647786 | Loan Processing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,791 | $62,928-24.1% | $172,752-72.3% | $67,579-29.3% |
| Participation rate | 16.3% | 64.5%-48.2pp | 82.6%-66.3pp | 71.3%-55.0pp |
| Annual return | 24.92% | 30.36%-5.4pp | 802.97%-778.0pp | 378.56%-353.6pp |
| Employer contribution / active EE | $592 | $1,636-63.8% | $5,144-88.5% | $2,148-72.5% |
| Participant deferral / active EE | $1,678 | $2,145-21.8% | $5,198-67.7% | $3,539-52.6% |
| Admin fee / account holder | $342 | $167+105.0% | $13,955-97.6% | $142+140.1% |