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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $28,704 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $7,778 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,386 | $91,474-53.7% | $135,982-68.8% | $71,529-40.7% |
| Participation rate | 94.1% | 75.7%+18.4pp | 81.9%+12.1pp | 67.9%+26.1pp |
| Annual return | 27.76% | 29.89%-2.1pp | 68.32%-40.6pp | 28.97%-1.2pp |
| Employer contribution / active EE | $195 | $3,705-94.7% | $4,859-96.0% | $2,590-92.5% |
| Participant deferral / active EE | $12,317 | $7,095+73.6% | $7,760+58.7% | $4,291+187.0% |
| Admin fee / account holder | $155 | $1,267-87.7% | $10,767-98.6% | $1,588-90.2% |