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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,925 | $106,280-84.1% | $96,538-82.5% | $139,487-87.9% |
| Participation rate | 86.7% | 77.8%+8.8pp | 74.3%+12.3pp | 80.3%+6.3pp |
| Annual return | 20.64% | 38.48%-17.8pp | 35.74%-15.1pp | 373.84%-353.2pp |
| Employer contribution / active EE | $1,555 | $4,107-62.1% | $3,740-58.4% | $4,755-67.3% |
| Participant deferral / active EE | $5,308 | $5,457-2.7% | $4,880+8.8% | $6,713-20.9% |
| Admin fee / account holder | $1,489 | $7,888-81.1% | $6,737-77.9% | $11,407-86.9% |