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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,502 | $196,972-83.0% | $182,262-81.6% | $198,609-83.1% |
| Participation rate | 87.5% | 85.7%+1.8pp | 84.2%+3.3pp | 82.4%+5.1pp |
| Annual return | 19.89% | 158.27%-138.4pp | 140.60%-120.7pp | 202.70%-182.8pp |
| Employer contribution / active EE | $2,693 | $5,364-49.8% | $5,046-46.6% | $5,055-46.7% |
| Participant deferral / active EE | $5,491 | $8,643-36.5% | $8,276-33.7% | $6,977-21.3% |
| Admin fee / account holder | $502 | $18,429-97.3% | $16,712-97.0% | $19,030-97.4% |