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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,080 | $158,852-12.4% | $121,220+14.7% | $135,380+2.7% |
| Participation rate | 16.7% | 79.3%-62.6pp | 71.8%-55.1pp | 82.6%-66.0pp |
| Annual return | -0.29% | -0.64%+0.3pp | 16.94%-17.2pp | 519.81%-520.1pp |
| Employer contribution / active EE | $674 | $5,666-88.1% | $4,023-83.2% | $4,779-85.9% |
| Participant deferral / active EE | $1,784 | $4,006-55.5% | $3,345-46.7% | $5,609-68.2% |
| Admin fee / account holder | $0 | $6,515-100.0% | $5,021-100.0% | $10,828-100.0% |