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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,738 | $77,816-4.0% | $123,552-39.5% | $64,173+16.5% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -10.29% | 12.49%-22.8pp | 119.20%-129.5pp | 7.63%-17.9pp |
| Employer contribution / active EE | $15,483 | $3,014+413.7% | $4,628+234.5% | $2,381+550.3% |
| Participant deferral / active EE | $14,799 | $5,240+182.4% | $6,426+130.3% | $3,470+326.5% |
| Admin fee / account holder | $2,067 | $5,519-62.5% | $9,285-77.7% | $4,887-57.7% |