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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,254 | $105,856-65.8% | $90,161-59.8% | $147,585-75.4% |
| Participation rate | 35.3% | 79.7%-44.4pp | 76.9%-41.6pp | 82.8%-47.5pp |
| Annual return | 18.57% | 37.63%-19.1pp | 34.89%-16.3pp | 578.58%-560.0pp |
| Employer contribution / active EE | $1,097 | $4,126-73.4% | $3,318-67.0% | $4,876-77.5% |
| Participant deferral / active EE | $3,710 | $5,733-35.3% | $5,287-29.8% | $5,439-31.8% |
| Admin fee / account holder | $0 | $8,046-100.0% | $5,943-100.0% | $10,886-100.0% |