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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 11-3658445 105 WEST VIEW ROAD 5TH FL · COLCHESTER, VT 05446 | Advisory (Participants) | $28,696 |
Filed as: JOHN HANCOCK RETIREMENT PLAN SVS Service code 15 · EIN 01-0233346 PO BOX 940 · NORWOOD, MA 02062 | Recordkeeping | $6,827 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,560 | $101,653-13.9% | $147,080-40.5% | $74,459+17.6% |
| Participation rate | 81.1% | 75.6%+5.6pp | 82.2%-1.0pp | 67.2%+13.9pp |
| Annual return | 16.45% | 8754.98%-8738.5pp | 420.17%-403.7pp | 1369.70%-1353.2pp |
| Employer contribution / active EE | $4,054 | $3,813+6.3% | $4,933-17.8% | $2,626+54.4% |
| Participant deferral / active EE | $8,518 | $7,304+16.6% | $8,066+5.6% | $4,350+95.8% |
| Admin fee / account holder | $379 | $1,752-78.4% | $12,989-97.1% | $1,945-80.5% |