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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,642 | $153,311+96.1% | $109,313+175.0% | $273,972+9.7% |
| Participation rate | 75.0% | 80.1%-5.1pp | 71.3%+3.7pp | 83.0%-8.0pp |
| Annual return | 5.98% | 29.86%-23.9pp | 22.07%-16.1pp | 41.46%-35.5pp |
| Employer contribution / active EE | $5,743 | $5,619+2.2% | $3,892+47.5% | $4,869+17.9% |
| Participant deferral / active EE | $9,530 | $3,932+142.4% | $3,166+201.0% | $5,287+80.2% |
| Admin fee / account holder | $2,936 | $8,076-63.6% | $5,666-48.2% | $10,133-71.0% |