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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,195 | $181,896-78.5% | $156,551-75.0% | $273,972-85.7% |
| Participation rate | 69.2% | 88.4%-19.2pp | 84.0%-14.8pp | 83.0%-13.8pp |
| Annual return | 6.07% | 30.74%-24.7pp | 32.23%-26.2pp | 41.46%-35.4pp |
| Employer contribution / active EE | $1,344 | $6,248-78.5% | $5,501-75.6% | $4,869-72.4% |
| Participant deferral / active EE | $2,454 | $5,550-55.8% | $4,871-49.6% | $5,287-53.6% |
| Admin fee / account holder | $2,506 | $15,560-83.9% | $13,028-80.8% | $10,133-75.3% |