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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,108 | $106,008-90.5% | $92,240-89.0% | $147,586-93.2% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 0.00% | 50.05%-50.1pp | 176.29%-176.3pp | 578.59%-578.6pp |
| Employer contribution / active EE | $9,861 | $4,333+127.6% | $3,680+168.0% | $4,876+102.2% |
| Participant deferral / active EE | $238 | $4,478-94.7% | $3,897-93.9% | $5,439-95.6% |
| Admin fee / account holder | $462 | $6,333-92.7% | $5,194-91.1% | $10,886-95.8% |