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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,628 | $198,457-61.9% | $170,435-55.6% | $147,586-48.8% |
| Participation rate | 63.6% | 88.0%-24.3pp | 83.6%-20.0pp | 82.8%-19.2pp |
| Annual return | 13.38% | 257.30%-243.9pp | 205.94%-192.6pp | 578.59%-565.2pp |
| Employer contribution / active EE | $2,694 | $6,183-56.4% | $5,432-50.4% | $4,876-44.8% |
| Participant deferral / active EE | $7,291 | $5,629+29.5% | $4,939+47.6% | $5,439+34.1% |
| Admin fee / account holder | $1,540 | $16,852-90.9% | $13,881-88.9% | $10,886-85.9% |