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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,938 | $90,691-35.0% | $76,119-22.6% | $145,884-59.6% |
| Participation rate | 50.0% | 74.5%-24.5pp | 69.1%-19.1pp | 80.3%-30.3pp |
| Annual return | 14.54% | 624.52%-610.0pp | 361.25%-346.7pp | 551.85%-537.3pp |
| Employer contribution / active EE | $928 | $3,329-72.1% | $2,693-65.5% | $4,662-80.1% |
| Participant deferral / active EE | $1,161 | $5,167-77.5% | $4,259-72.8% | $6,690-82.7% |
| Admin fee / account holder | $7,268 | $8,383-13.3% | $6,421+13.2% | $13,392-45.7% |