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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,609 | $154,209-88.6% | $130,062-86.5% | $139,487-87.4% |
| Participation rate | 83.3% | 82.0%+1.4pp | 78.5%+4.8pp | 80.3%+3.0pp |
| Annual return | 19.70% | 32.52%-12.8pp | -137.37%+157.1pp | 373.84%-354.1pp |
| Employer contribution / active EE | $4,021 | $5,292-24.0% | $4,322-7.0% | $4,755-15.4% |
| Participant deferral / active EE | $3,920 | $6,709-41.6% | $5,821-32.6% | $6,713-41.6% |
| Admin fee / account holder | $712 | $13,988-94.9% | $10,601-93.3% | $11,407-93.8% |