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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,599 | $166,131-88.2% | $164,975-88.1% | $145,877-86.6% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 10.65% | 100.37%-89.7pp | 70.12%-59.5pp | 551.28%-540.6pp |
| Employer contribution / active EE | $3,642 | $5,276-31.0% | $4,343-16.1% | $4,663-21.9% |
| Participant deferral / active EE | $3,418 | $6,962-50.9% | $6,033-43.3% | $6,691-48.9% |
| Admin fee / account holder | $5,557 | $16,648-66.6% | $12,688-56.2% | $13,402-58.5% |