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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,649 | $198,462-80.0% | $170,439-76.7% | $147,585-73.1% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 1.70% | 257.30%-255.6pp | 205.94%-204.2pp | 578.58%-576.9pp |
| Employer contribution / active EE | $9,879 | $6,184+59.8% | $5,433+81.8% | $4,876+102.6% |
| Participant deferral / active EE | $5,645 | $5,629+0.3% | $4,939+14.3% | $5,439+3.8% |
| Admin fee / account holder | $460 | $16,852-97.3% | $13,881-96.7% | $10,886-95.8% |