Retirement plan

STICKER MULE, LLC 401(K) PLAN

Name: STICKER MULE, LLC - STICKER MULE, LLC 401(K) PLAN (2019) Form 5500
Creator: STICKER MULE, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STICKER MULE, LLC 401(K) PLAN, STICKER MULE, LLC

STICKER MULE, LLCEIN 27-1771199Plan #001PY 2019

49 ELK STREET - AMSTERDAM, NY 12010518-620-1015

Prospect flagsLow participationLow participant contributionCorrective distributions

How to read this page

Total assets (EOY)

$7.1M

+22.1% from 2018

Total participants

510

+50.4% from 2018

Average account balance

$43,362

-5.5% from 2018

Annual return

20.85%

-415.68 pp from 2018

Benchmarks

See 1,163 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants250-999

Cohort1,163 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.01M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$28K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

642

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

66.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.78M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.99%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$139

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
BETTERMENT FOR BUSINESS, LLC2 years Service code 15 · EIN 47-4872674 61 WEST 23RD STREET · NEW YORK, NY 10010	Recordkeeping	$32,268
ASCENSUS LLC2 years Filed as: DWC ERISA CONSULTANTS Service code 13 P.O. BOX 241267 · ST. PAUL, MN 55124	Contract Administrator	$1,128

Plan features & details

Pension benefit codes2E2F2J2K2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$33K

$70 / participant

Investment mgmt$32K95.3%
Other / not subdivided$2K4.7%

% of EOY assets

0.470%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WEST AND COMPANY CPAS PC
Auditor EIN: 141662664
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$43,362

$74,347-41.7%

$93,621-53.7%

$67,579-35.8%

Participation rate

27.5%

80.6%-53.1pp

75.8%-48.4pp

71.3%-43.8pp

Annual return

20.85%

28.07%-7.2pp

32.76%-11.9pp

378.56%-357.7pp

Employer contribution / active EE

$2,583-100.0%

$2,719-100.0%

$2,148-100.0%

Participant deferral / active EE

$613

$4,060-84.9%

$4,070-84.9%

$3,539-82.7%

Admin fee / account holder

$204

$123+66.0%

$7,890-97.4%

$142+43.1%

Provider

Service type

Compensation

BETTERMENT FOR BUSINESS, LLC2 years

Service code 15 · EIN 47-4872674

61 WEST 23RD STREET · NEW YORK, NY 10010

Recordkeeping

$32,268

ASCENSUS LLC2 years

Filed as: DWC ERISA CONSULTANTS

Service code 13

P.O. BOX 241267 · ST. PAUL, MN 55124

Contract Administrator

$1,128

STICKER MULE, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STICKER MULE, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion