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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,261 | $78,690-60.3% | $161,489-80.6% | $87,485-64.3% |
| Participation rate | 40.0% | 67.5%-27.5pp | 78.7%-38.7pp | 68.9%-28.9pp |
| Annual return | 19.54% | 32.74%-13.2pp | 89.72%-70.2pp | 26.06%-6.5pp |
| Employer contribution / active EE | $669 | $2,588-74.2% | $4,268-84.3% | $2,596-74.2% |
| Participant deferral / active EE | $1,285 | $3,311-61.2% | $5,630-77.2% | $4,274-69.9% |
| Admin fee / account holder | $271 | $6,724-96.0% | $16,006-98.3% | $7,775-96.5% |